95% faster month-end spreading for SME Capital
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Seamless data,
faster risk insights

Embedded AI underwriting operations for specialist property and non-bank lenders. Intelligent document processing, cross-checks and underwriter-ready credit reports, inside your existing core.

ExtractCross-checkSpreadAssessRecommend

Trusted by

RNHBLoanAPIFintech SandboxSME Capital
NavriskCarrington LabsTangibleProsper

Automate the first pass.

Three embedded capabilities that take a file from broker pack to credit-ready, inside your existing core.

Intelligent Document Processing

Every document in the pack, extracted and cross-checked

Bank statements, accounts, tax returns, ID, leases and valuation reports. Agents classify each document, extract the fields your policy needs, and cross-check them against the rest of the file, with every value cited back to its source page.

Explore document processing

Classify & extract

Any format or scan quality. Statements, accounts, tax returns, ID, leases, tenancy schedules and valuation reports, including multi-unit and multi-property schedules.

Cross-check

Rent on the valuation against the lease. Deposit against the statements. Names, addresses and dates across every document. Mismatches are flagged with evidence.

Verify & cite

Integrity signals catch edited or synthetic documents before they reach underwriting. Every extracted value links back to the page it came from.

Case 4821 · Broker pack
1 to review
Documents4 files
Bank_Statements_Jan-Jun.pdf
Bank statement · 6 monthsQUEUED
Valuation_Report_RICS.pdf
Valuation · 6-unit blockQUEUED
Tenancy_Schedule.xlsx
Tenancy scheduleQUEUED
Company_Accounts_FY25.pdf
AccountsQUEUED
Fields extracted0 / 38
Cross-checks
Rent: valuation vs tenancy schedule
$84,000 on both
Deposit: statements vs application
Matched
Address: valuation vs title
Unit 3 missing on valuation

Every value cited to its source page.

One embedded stack, from intake to monitoring

Document processing, cross-checks, spreading, assessment and credit reports—from broker pack through underwriting to portfolio monitoring and risk management.

AI Underwriting Agent

Standardized deep dive assessments aligned to your credit policy: bank statement conduct, affordability, valuation and comparables. Cross-document validation and anomaly flagging, each with evidence.

Analyst-in-Control Spreading

Increase analyst throughput with review-first extraction, reducing copy/paste and bias while keeping humans in control.

Risk Management

Real-time risk flags across deals, detecting patterns, exceptions, and emerging issues earlier with automated portfolio monitoring.

Inside your existing core

Embeddable API

Runs inside your LOS or banking core rather than as another workflow layer. Extraction, cross-checks and credit reports are available as APIs and embeddable components.

const extraction = await sea.extract(doc);
Read API docs

SME Capital Success Story

95% faster
financial spreading

Sea.dev integrated directly into SME Capital's loan monitoring stack. Analysts now review structured insights instead of raw documents, cutting processing time from hours to minutes.

95%

Faster Spreading

From 4 hours to 12 minutes per financial package.

99%

Extraction Accuracy

Human-verified accuracy across all document types.

Read full case study

Trusted by innovators

"We reviewed multiple AI applications designed for financial data capture. AI cannot be a black box in our industry, and Sea.dev delivered data with a clear audit trail."

Khalil Hibri
Khalil Hibri
Founder & Managing Partner, Tangible

"This is a game-changer for financial data capture and analysis workflows. Immediate value, and way easier than any OCR tool we tried."

Brandi Jess
Brandi Jess
Data Product Manager, SME Capital

"Our customers are desperate for better financial insights, and Sea.dev stood out in a crowded market as the highest quality data-first AI provider."

Nick Perret
Nick Perret
Founder & CEO, Prosper

Frequently asked questions

From broker pack to credit-ready file.